Are pre paid currency cards right for you?
Many of you may be asking ‘Are pre paid currency cards for me?’. Well it depends on your situation and how much you care about the money that you are taking on holiday.
Pre paid travel money cards are chip and PIN protected, so if somebody does happen to steal your card, then unless they know your PIN, they shouldn’t be able to access your funds. Compare this to carrying around cash. If someone manages to steal you wallet and all of your travel money is cash in your wallet, then there is nothing to stop the thief taking and using your money.
Pre paid currency cards are also useful to help you to budget your travel money. As you pre-load travel money cards with funds, you can limit yourself to only loading the card with the maximum amount of money that you would like to spend whilst on holiday. This way, you won’t be tempted to over spend, as is often the case when you go abroad.
Travel cash cards are also widely accepted and so there shouldn’t be an issue regarding where they can be used. If you decide to go for a multi currency card, then your options are even greater as these cards can be used with almost any currency.
So to recap, if you are going abroad and care about the security of your travel money, how much you want to spend and also the ease of use, then a pre paid currency card is definitely an option that should be considered.
Have you used a travel money card before? Let us know your opinions in the comments section below.